APEX Dino & Inventory Insurance

Instant Reward: 5% Cashback Returned to Your Account After Purchase

The APEX Insurance offers our strongest civilian-grade coverage, built for high-value tribes, breeders, and end-game collectors who demand the highest possible protection against ARK bugs, server rollbacks, and technical failures — never gameplay mechanics or player-caused losses.

What’s Covered

• Restore up to 40 dinos
• Restore up to 40 inventory items
• If a valid server backup exists, you receive a full restoration with no replacement limit

Coverage caps apply only if backups are no longer available.

Requirements for Approval

To ensure accuracy and quick processing:

• Loss must be caused by a technical/server issue
• Valid proof is required (screenshots, logs, or recordings)
• Claims must be submitted within 24 hours
• A support ticket must be opened for tracking and review

Not Covered

This insurance does not apply to:

• PvP raid or combat-related losses
• Boss fight or high-risk gameplay scenarios
• Starvation, decay, or player handling errors
• Claims lacking verifiable proof

How to Submit a Claim

Completion of both steps is required:

File your claim form:
Insurance Claim Form

Open your Insurance Ticket on Discord:
discord.gg/billionaireisland

All claims go through system validation and compliance checks.
see full insurance policy here: BILLIONAIRE Insurance Policy

Why Choose APEX?

• Designed for established tribes & major progress protection
• Huge replacement limits to cover full operations
• Full restoration if a backup exists
• 5% cashback automatically rewarded after purchase
• Fair, player-friendly protections with strict accuracy standards